Far and away, the most significant benefit of a VA loan
is the borrower's ability to purchase with no money down.
Apart from the government's UDSA's Rural Development home
loan and Fannie Mae's Home Path, it's all but impossible
to find a lending option today that provides borrowers
with 100 percent financing.
VA loans also come with less stringent underwriting standards and requirements than conventional loans. In fact, about 80 percent of VA borrowers could not have qualified for a conventional loan. These loans also come with no private mortgage insurance (PMI), a monthly expense that conventional borrowers are required to pay unless they put down at least 20 percent of the loan amount.
Down payment as low as 0%.
Competitive interest rates that are routinely lower than conventional rates
No prepayment penalties
Higher allowable debt-to-income ratios than for many other loans
Streamlined refinancing loans that require no additional underwriting
"Diego is the best ! His endless patience together with his expert knowledge and experience made it a pleasure to work together. He will walk you through every step in a simple and easy manner. Choose him if you want a trusted partner who will guide you every step of the way !"
"Diego did a great job, he is very knowledgeable and very professional. Should any issues arise, he handles them before you are even aware there was an issue, thus reducing the stress of homebuying tremendously. I highly recommend Diego for your purchase or refinancing transaction."
"Diego was Awesome!!!! He guided me thru the whole process and made it happen. He definitely is knowledgeable in all aspect for a first time home buyer and etc... Thank you Diego once again for making it happen. Great experience. "
" Diego took the time to go over all my options for mortgages, explain the differences, and help me choose the best one. I would highly recommend him to anyone looking for a mortgage he will go above and beyond to get you a loan that fits your needs. Great service and communication, very responsive to needs and concerns. My situation was a challenging one and Diego was able to get me a loan at a great rate!"
"I am self-employed and this company was able to get me a loan. I appreciated the free property value reports that they provided us. Good company."
"They know their business inside and out and get you on the fast track to closing your home loan. I was able to buy my house with a 3% down payment. Diego was a pleasure to work with and I would recommend him to anyone. He made the entire process, from start to finish, easy. I will use them again if I purchase a new home or for refinancing my existing home."
"The mortgage process has changed since I bought my first home. I had lots of questions whether should I refinance or just keep my current loan. Diego was the only mortgage person who took the time to understand my situation and he recommended that I keep my existing loan. Which turned out to be the most honest advice I received. I am very happy I called him."
"My Realtor recommends Diego. They approved me the same day. I would recommend him and his team. Fast and easy home loan process. We will use their service again."