refinance VA loan


A VA loan is perhaps the most powerful and flexible lending option on the market today. Rather than issue loans, the VA instead pledges to repay about a quarter of every loan it guarantees in the unlikely event the borrower defaults. We can help you determine if you are eligible for a VA Loan, and even help you obtain your Certificate of Eligibility.

Streamline Refinancing (IRRRL)

  • Closing costs and fees can be rolled into the new loan (out-of-pocket expenses).
  • The IRRRL allows you to refinance into a fixed rate or adjustable rate loan.
  • You must be current on your mortgage with no more than one 30-day late payment within the past year.
  • Your monthly payment for the IRRRL must be lower than the previous loan's monthly payment.

Cash-Out Refinancing

Changing the terms of your VA loan can benefit you and maximize your home's eequity. Refinancing can allow you to free-up money for home improvements, emergencies, pay off debt, or any other purpose.

Let us help you decide whether or not you should refinance your current mortgage at a lower interest rate.

See if you qualify and get a pre-approval letter.